Brandlin Appraisals San Diego: FHA Kitchen Appliances Guidelines


FHA does not always require a home to have all the kitchen appliances installed. There are two types of appliances built-in and slide-in, depending on which your home has, will depend on which appliances are required. Built-in appliances are considered real property therefore, are required by FHA to be installed. Slide-in appliances are considered to be personal property and therefore are generally not required for FHA, however if the slide in appliance is not installed the gas lines must be plugged. Both types of appliance must be in good working condition and must provide safety of the residence and occupant. Although it is an appliance, a refrigerator being installed is it not an FHA requirement, although typically there must be an area that allows for a refrigerator placed in the kitchen. FHA has specific guidelines for what is necessary for food preparation and a refrigerator is not one of them.

The appraiser will check that all appliances are turned on and in good working order at the time of the inspection which will also verify that the appliances are on and operable. FHA requires that the utilities are on and operable at the time of the inspection. Another FHA requirement for the kitchen is that there must be a working sink with sewage as well as kitchen counter space that is adequate to prepare meals on.

Brandlin Appraisals Inc. specialize in helping people who need appraisals for estate purposes, divorce, date of death, bankruptcy, FSBO’s and more throughout San Diego county. For more information please contact us at (760)741-7699, or visit our website at, or email us at

Mike Brandlin
San Diego, CA // Real Estate Appraiser
(760) 741-7699

San Diego Real Estate Appraisal Services For:
Divorce Appraisals / Marriage Dissolution
Bankruptcy Appraisals
Bail Bonds Appraisals
Estate / Date of Death / Retrospective Appraisals
Financial Planning & Trusts
PMI Removal Appraisals
Pre-Foreclosure & Short Sales
Tax Assessment Appeals
Pre-Listing, Pre-Purchase, FSBO’s
Probate Appraisals

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